Legal Notices


The content of this guidebook and DVD is the property of Brotherhood Mutual Insurance Company and the Center for Personal Protection and Safety, respectively, and all use is subject to the Copyright notices contained within the guidebook and DVD.

The concepts shared in this guidebook and DVD kit are intended to increase awareness of safety and security issues that could arise in your church or ministry organization and to provide a starting point for developing a safety and security program. Individuals within your ministry, in consultation with local legal counsel and security professionals, are in the best position to effectively address your individual safety and security concerns.

Brotherhood Mutual Insurance Company, the Center for Personal Protection and Safety, and their affiliated representatives offer helpful safety content to ministries, but we cannot guarantee that the use of this content will eliminate safety and security incidents, nor any injury, loss, or liability that churches, ministry organizations, or related individuals may face.

Any questions concerning the content of this guidebook may be directed to Brotherhood Mutual Insurance Company.

Missing or Damaged Merchandise:

We apologize for any problems that may have occurred with your order. Please call 800-333-3735, Monday through Friday 9am-5pm Eastern Standard Time, to speak with a customer service representative. We will try to assist you as quickly as possible.

Accepted Forms of Payment:

All prices and purchase requirements are shown in U.S. dollars. Brotherhood Mutual accepts all order payments in U.S. dollars.

When placing an order at you may use the following payment methods: Discover, MasterCard, Visa, and debit cards with the MasterCard or Visa logo. We cannot accept checks, cash, or money orders as payment. We accept credit cards only from countries to which we ship.

Shipping and Handling:

Unless noted otherwise in the ordering process Brotherhood Mutual ships all items within two days of receiving an order. You will receive notification of any delay or cancellation of your order.


Brotherhood Mutual Insurance Company will make reasonable efforts to maintain privacy with respect to information obtained from visitors. Access to information obtained from users will generally be restricted to Brotherhood Mutual employees and agents who have a legitimate business interest in such information, unless otherwise permitted or required by law. Brotherhood Mutual does not make any express or implied warranties or representations regarding the dissemination of information conveyed over the internet.

Brotherhood Mutual assumes no liability for the privacy procedures of websites which are reached via links provided within its site.

If users send E-mail messages to Brotherhood Mutual, they are advised that such messages may be accessed by others using the Internet. Confidential information should not be sent via E-mail.


General Liability Disclaimer: Brotherhood Mutual assumes no liability for any direct or consequential damages suffered by anyone accessing this site, nor is any liability assumed in relation to the content provided herein, or provided within any other Internet site that may be accessed via this site.

Intellectual Property Rights: Brotherhood Mutual maintains exclusive ownership rights in certain trade names, taglines, slogans, logos, and other items of intellectual property including, but not limited to, the Brotherhood Mutual gothic arch logo, the terms “Brotherhood Mutual,” “Brotherhood Mutual Insurance Company,” “Insuring America's churches and related ministries,” “Passport to Ministry,” “Safety Central,” “We understand why,” and all logos and graphics utilizing these terms and the Brotherhood Mutual name.

All logos, text, content, including underlying HTML code, designs, and graphics used and/or depicted in this Internet website are protected under United States and international copyright and trademark laws and treaties, and may not be used or reproduced without the prior express written permission of Brotherhood Mutual.

No waiver of any intellectual property rights that Brotherhood Mutual has in any of its trademarks, service marks, names, logos or products is express or implied if a mark, name or logo is not present on this page.

Use: The content of this site may be downloaded for personal use only, unless otherwise indicated, or unless prior written permission is obtained from Brotherhood Mutual.

Product Limitation: Some products or services presented herein may not be available for sale in all jurisdictions. Local insurance agents should be consulted to determine whether a product is available for sale in a particular jurisdiction.

Web Links: This website may contain links to other sites that are not owned or controlled by Brotherhood Mutual. For this reason, Brotherhood Mutual assumes no liability for the content or accuracy of such sites.

Software Virus Disclaimer: Brotherhood Mutual makes reasonable efforts to provide a website free from any software viruses, worms, or other code that may be potentially damaging. Brotherhood Mutual does not make any express or implied warranties or representations in this regard, however.